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(See Credit card trends)Dad used my credit card to go on vacation - Credit -- You can file fraud charges and get the charges removed if your dad was not made an authorized user on the card. (See Credit card theft)CFPB report: Deferred interest problems grow - Credit -- The U. Consumer Financial Protection Bureau shifted away from criticism of the consumer credit card market in the latest edition of its biennial report ...

(See Card disputes and lawsuits)I mistakenly paid off my late husband's card. -- The odds of getting an issuer to refund a payment are slim to none, unless it was made to a stranger's account. (See Card payment refund)3 major mobile payment security risks, and how to avoid them -- Experts say mobile payments are safer than physical cards and cash, but they aren't hacker-proof ...

(See Mobile payments)Federal Reserve raises rates for third time this year -- The U. central bank raised its benchmark rate a quarter point – meaning higher APRs on most credit cards – and projected more hikes in 2018. (See Fed raises rates; card APRs to increase)Rate survey: Average card APR dips to 16.14 percent -- Dec.

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You are nearly 80 and say you may not have time to build up a credit record.

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Banks only routinely started relaying information about bank account overdrafts and mortgages to credit reference agencies from around 2000 onwards.

I applied for my credit file to all three credit reference agencies and was amazed to find that the only entry concerned a store card I held briefly a few years ago and there was no other credit history.